The Boating Scene Review

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Boat Financing-Take the Helm

By Julie Jacobs

Do you need boat financing for a new boat or a pre-owned boat? No matter if you want a yacht or a speed boat there are plenty of choices available for you. First time boat buyers may be curious about the whole boat financing process. If you have bought a boat in the past, financing options may have changed since you made that first boat purchase. The boat financing process is now easier than it ever was in the past�especially with the internet options. There are tools resources and products that will help you along the way.

A boat loan calculator that you can commonly find on boat lending sites is a great way to get started. You can estimate your monthly payment within just a few seconds. If you know about how much you will need for your boat financing, you enter the total in the loan amount area. Then, you enter the length of financing. The current interest rates should be provided. You can continue to change the numbers until you get a good match for your budget.

After you have used the boat loan calculator, you should look around the boat financing site. The better sites have links to boat manufacturers and dealers as well as more information about financing to help you get the best loan. They should also have contact information about who you can talk to in order to get more information about boat financing.

The length of financing for a boat can range anywhere from 5 to 10 years to 25 to 30 years. The length will largely depend on the overall cost of the boat, your credit rating, the interest rate and the amount of down payment you are required to pay.

Getting pre-approval for your boat loan is a great step in the right direction. It only takes a little while to fill out and submit an online application and you will have an answer in as little as 24 hours. Then you can get right on to the fun part-shopping for your boat. Financing a boat is easier than ever. You can do it.

About the author

Julie Jacobs writes articles about Boats and RVs, and how to finance them. For more information about a boat financing visit drvfinancing.com.
Article Source: http://EzineArticles.com/?expert=Julie_Jacobs

Hints About venture sailboats

Some inflatable boats are still made from a rubber-based fabric called Hypalon. While this is still a very good material, its major downfall is that it can only be joined by gluing, done manually. Problems including poor bonds, delamination of seams or fabric can still affect these glued fabrics. Today, many inflatables are manufactured from polyurethane fabrics, although larger inflatables (particularly RIBs used for rescue or military purposes) use hypalon because thicker hypalon fabrics are still considered to be stronger and more durable than polyurethane. There are some hypalon fabrics that are "2-ply" or a double unit made up of hypalon/weave/hypalon/weave/hypalon and are used for extreme situations including bumper padding, bow skirts, anti-chafe patches and similar applications.


Yacht lengths generally start at 32�35 feet (10�11 m) and go up to hundreds of feet. A mega yacht generally refers to any yacht (sail or power) above 100' or 34 m and a super yacht generally refers to any yacht over 200' or 70 m. This size is small in relation to typical cruise liners and oil tankers.
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Sailing from South Africa to Seychelles

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Can anyone out there give me some advice on sailing a motorised cat from Durban to Seychelles? We are almost but not quite complete landlubbers and we will need advice on training, licensing and anything else of importance.

Full discussion ....

Warning - exceptionally high tides expected.

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This is an "early Warning" to keep an eye on your yacht that is on a walk on or chain mooring over the period of the 18th to 20th March as exceptionally high spring tides are expected over this period.

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Link] I'm aware of the cardboard/cockroach issue but haven't seen any specific reference to the cardboard rolls that foil, saran, paper towels and toilet tissue are wrapped around. Do you advise eliminating these, and if so, how do you store those items aboard your sailing yacht?.......

Click link for full answer.

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