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Boat Financing-Take the Helm

By Julie Jacobs

Do you need boat financing for a new boat or a pre-owned boat? No matter if you want a yacht or a speed boat there are plenty of choices available for you. First time boat buyers may be curious about the whole boat financing process. If you have bought a boat in the past, financing options may have changed since you made that first boat purchase. The boat financing process is now easier than it ever was in the past�especially with the internet options. There are tools resources and products that will help you along the way.

A boat loan calculator that you can commonly find on boat lending sites is a great way to get started. You can estimate your monthly payment within just a few seconds. If you know about how much you will need for your boat financing, you enter the total in the loan amount area. Then, you enter the length of financing. The current interest rates should be provided. You can continue to change the numbers until you get a good match for your budget.

After you have used the boat loan calculator, you should look around the boat financing site. The better sites have links to boat manufacturers and dealers as well as more information about financing to help you get the best loan. They should also have contact information about who you can talk to in order to get more information about boat financing.

The length of financing for a boat can range anywhere from 5 to 10 years to 25 to 30 years. The length will largely depend on the overall cost of the boat, your credit rating, the interest rate and the amount of down payment you are required to pay.

Getting pre-approval for your boat loan is a great step in the right direction. It only takes a little while to fill out and submit an online application and you will have an answer in as little as 24 hours. Then you can get right on to the fun part-shopping for your boat. Financing a boat is easier than ever. You can do it.

About the author

Julie Jacobs writes articles about Boats and RVs, and how to finance them. For more information about a boat financing visit drvfinancing.com.
Article Source: http://EzineArticles.com/?expert=Julie_Jacobs

Hints About venture sailboats

Some inflatable boats are still made from a rubber-based fabric called Hypalon. While this is still a very good material, its major downfall is that it can only be joined by gluing, done manually. Problems including poor bonds, delamination of seams or fabric can still affect these glued fabrics. Today, many inflatables are manufactured from polyurethane fabrics, although larger inflatables (particularly RIBs used for rescue or military purposes) use hypalon because thicker hypalon fabrics are still considered to be stronger and more durable than polyurethane. There are some hypalon fabrics that are "2-ply" or a double unit made up of hypalon/weave/hypalon/weave/hypalon and are used for extreme situations including bumper padding, bow skirts, anti-chafe patches and similar applications.


Yacht lengths generally start at 32�35 feet (10�11 m) and go up to hundreds of feet. A mega yacht generally refers to any yacht (sail or power) above 100' or 34 m and a super yacht generally refers to any yacht over 200' or 70 m. This size is small in relation to typical cruise liners and oil tankers.
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Boating, Sailing And Marine Stories

Three fishermen rescued from liferaft



Triumph Boats Releases New Skiff

Triumph boats, owned by Genmar Holdings, released news of the Triumph 1700 Skiff touting its "dual wall construction" that provides "a fully finished single unit interior and a super-tough no...

Sailing from South Africa to Seychelles

Fri, 14 Sep 2007 12:13:14 +0200
Can anyone out there give me some advice on sailing a motorised cat from Durban to Seychelles? We are almost but not quite complete landlubbers and we will need advice on training, licensing and anything else of importance.

Full discussion ....

Warning - exceptionally high tides expected.

Thu, 15 Mar 2007 17:42:27 +0200
This is an "early Warning" to keep an eye on your yacht that is on a walk on or chain mooring over the period of the 18th to 20th March as exceptionally high spring tides are expected over this period.

Details ....

Cockroaches in cardboard boxes brought onto your sailing yacht?

Fri, 25 Nov 2005 18:37:18 +0200
Link] I'm aware of the cardboard/cockroach issue but haven't seen any specific reference to the cardboard rolls that foil, saran, paper towels and toilet tissue are wrapped around. Do you advise eliminating these, and if so, how do you store those items aboard your sailing yacht?.......

Click link for full answer.

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Boating Resources

Featured Marine Article

Boat Transports

By Jonny Holderbrock


Getting a large boat from here to there may seem simple � just sail there! Ah, but this is often impossible given large land masses, which brings us to the issue of boat transports.

There is no question that the best way to get your boat from point A to point B is to sail it there. Some time this is not possible for the simple reason that there is no water between these two points. This is where boat transport comes into play. Of course, smaller boats have their own trailers and even many larger boats have them. It is the real large boats that require special trucking services. Many boat trucking companies are called yacht moving companies for this reason.

The boat trucking companies offer water to water service. They will pick up the boat from its original mooring and transfer it to any location in the world. The trucking companies are often called relocation companies for this reason. They provide everything that you need to safely relocate your boat from one location to the other. In many cases, there are even professional pilots available in the event that some part of the transfer must be on water.

Preparation for travel is one of the most important factors in the safe boat trucking of your boat. Despite all efforts to prevent damage, moving the boat over a highway is risky. If preparation is done properly, the risk is minimized. It is important to remove all protruding antennas or rigging. All loose items must be properly stowed and secured. It is very important to insure that all items of value and personal items are removed from the boat and transported separately. In almost every case, the boat trucking company will not assume responsibility for the loss of valuables or personal items.

There is some controversy about shrink wrapping the boat prior to transfer. Some boat trucking companies offer this service, and some owners have it done themselves prior to transport. It is essential that the shrink wrapping is done properly because if it tears during transport it will usually result in damage from flapping shrink wrap or abrasion.

Insurance is another issue. Most boat trucking companies will provide the opportunity to procure insurance coverage for the move. This insurance can supplement your existing insurance if it has transport provisions. In either case, a through inspection of the boat and accurate documentation of the boats condition before the move and after the move is essential. There are going to be times when large boats must be transported across land for one reason or another. When this happens, there are some very competent boat trucking companies ready to do it with a minimum of fuss.

About the author

Jonny Holderbrock writes boat information articles for BoatDealerDepot.com.
Article Source: http://EzineArticles.com/?expert=Jonny_Holderbrock

More Information On tartan sailboat

Inflatable boats are the ideal yacht tender because of all their basic advantages including: lightness, stability and buoyancy. Unlike regular dinghies, they're easy to lift on board. With special rubstrake glued or thermobonded to their sides, inflatables won't damage or mark your yacht's hull or deck. Purchasing an inflatable tender almost guarantees the elimination of scuff marks and scratches on your yacht forever.


The common sailboat comprises eight essential parts: hull, tiller, rudder, mainsail, mast, boom, jib and keel. The hull is the shell of the boat, which contains all the internal components. Its symmetrical shape balances the sailboat and reduces drag, or the backward pull caused by friction, as it moves in the water. Inside of the hull in the stern, or back of the boat, is the tiller, which is attached to the rudder in the water. Think of the tiller as the boat's steering wheel and the rudder as the tire. To maneuver a sailboat to the right, for example, you pull the tiller to the right side of the boat, causing the rudder to alter its direction.
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Starlight 39 yacht- Stephen Jones designed the Starlight 39 with exceptionally beautiful lines to be a fast, safe, passage maker which would be a joy to sail. Stephen's successful design skills, coupled with the quality workmanship of the Rival Bowman craftsmen have developed one of the most successful yachts in her class.The Starlight 39 also enjoys the same exceptional qualities of thermal and acoustic insulation as the 35. Inside the hull, the deep bilge prevents any water from running into the accommodation when the boat is heeled. The half depth skeg, provides a lower bearing for the substantial rudder and ensures that the Starlight tracks straight without constant attention to the wheel. It is this attention to detail that makes the Starlight 39Mk2 a thoroughly seaworthy vessel.
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More Boating, Sailing And Marine Information

Cruising and sailing in Costa Rica?

Mon, 7 Nov 2005 12:28:09 +0200
Link] I am interested in doing some extended cruising and sailing in Costa Rica. Do you have any sources of information as they seem to be rather limited?....

Click link for answer.

Sailing Yacht's Propeller Energy Conversion?

Fri, 8 Jun 2007 18:03:13 +0200
I was just reading the thread on sailing yacht propellers and was wondering if anybody has ever used their propeller to generate electricity while under sail. Seems like it would be easy enough... just install a gear on the shaft and connect it to some form of small turbine.... I would think this could be a pretty efficient way to charge batteries, etc., while under sail but I've never heard anyone comment on it.

Full discussion ....

Sailing Crew Wanted For Biscay And Atlantic Passages Leaving UK In September.

Sun, 20 May 2007 15:31:28 +0200
We are a large family leaving UK in September to cross the Atlantic to the Caribbean on our brand new sailing yacht, a Lagoon 420 catamaran looking for competent and adventurous individual or couple to help us on the long passages (Biscay and Atlantic) and possibly beyond if it works out..........

Details .....

Cruising Blogs and Narratives.

Sat, 29 Mar 2008 20:22:12 +0200
The best way to learn about cruising is to read other cruisers' Blogs, Narratives and Voyage Logs and see how they are doing it "out there".

Cruising Blogs and Narratives

Say Thank You to a Coast Guardsman

Most Americans don't hesitate to show respect and honor to a member of the Army, Navy, Air Force or Marines, but did you know that members of the U.S. Coast...

More Information On The Boating Scene

More Information On ericson sailboat

Jet boat engines come in two varieties � inboard and outboard. Regardless of the type of motor, the jet system consumes about 30% of the engines horsepower while taking in the water and accelerating it out the back. A 50HP outboard fitted with a jet unit will make about 35HP at the nozzle. Other typical combinations you see are 25/20, 60/40, 90/65, 115/80, 150/105, and 200/140.
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Your Latest Boating, Sailing And Marine News

Web Designing – Custom web application design and development services at ALLITHELP

8 Feb 2008 07:00:03 +0200
Web Designing, custom web application design and development packages are available especially for your business or personnel. It includes all your or your business information and requirements.

Boating Safety During the Winter

The Coast Guard is urging boaters to take extreme caution when on or near the water, particularly when heavy weather is in store in places such as the Pacific Northwest....

Stitch-It Awl, Sail repair tool - and other uses on sailing yachts.

Sun, 20 May 2007 15:25:49 +0200
Used a similar tool many years ago - it was a very useful , especially when repairing a genoa on my sailing yacht where the clew's grommet/cringle had pulled out - this one looks similar. Seems expensive but I guess if it is strongly built it and because it might have an easy life, it should last the life of your boat. Over time it could turn out to save a lot of journeys to the sailmaker.

Full Discussion ......

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Marine Information

Our Latest Marine Article

Boat Insurance and Insurance Consultant

By Rita Chatterjee


Buying a boat is related to its purpose. You can buy a fishing boat, high speed ski boat. It depends on your choice and spending power. You want to enjoy a trip with the boat with your family. You should not forget to take the boat insurance as it is necessary and important both.
Once you take the boat insurance, you hedged yourself against the unknown risk and your investment is protected. Insurance broker may sell you dream but during the emergency you will left alone. Hence understand the total risk and take adequate insurance coverage.
Boat owners like you need to follow some simple rules so that you can properly judge all the recommendations made by insurance consultant.

It is necessary for you to know the basics of boat insurance and do little homework. You can Google in the net to find out more on boat insurance, insurance consultants and related quotes. Abundant information is available in the net.

It is utmost necessary to check the reputation of insurance broker. Check with other boat owners on insurance policy and insurance consultant. Please request for testimonial from insurance broker.
A good broker is difficult to find. However, an honest insurance broker always sees your interest first. He can guide you in selection of a proper policy. You need help from insurance broker to identify cost efficient and effective boat insurance.

Try to find a boat insurance agent with a good reputation of getting the best possible policies for his clients and a good record in claim settlement.

Some broker might insist you to take boat insurance and home owner insurance together. This kind of insurance policy has several pitfalls regarding limit of coverage. Avoid this type of broker.

About the author

Author is renowned Personal Financial Planner. Refer his site on http://www.insuranceconsultant-uk.com/travel_insurance.php for latest information
Article Source: http://EzineArticles.com/?expert=Rita_Chatterjee

Hints About ski boat sale

Traditional sailboats are monohulls, but multi-hull catamarans and trimarans are gaining popularity. Monohull boats generally rely on ballast for stability, and generally are known as displacement hulls. This stabilizing ballast can be on the order of multiple tons of lead, for a 12m (39 Ft.) boat. However, it creates two problems; one, that this gives the monohull a tremendous inertia, making it less maneuverable and reducing its acceleration. Secondly, if the boat ever fills with water, it will sink immediately, without question.
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Years ago, inflatable boats where the most expensive boats on the market and only a few people could afford them. This was due to the use of exotic materials and the hours of meticulous hand labor which went into their construction. Now, the boats still use the best materials, but in the late seventies, the companies started investing millions of dollars in computer-driven assembly equipment. This enabled prices to be dramatically reduced as economies of scale rose, enabling more and more consumers to enjoy affordable inflatable boating. Zodiac and its sister company, Sevylor, are now the leading low-cost producer thanks to these technological investments. So be wary of inflatable prices substantially below the Zodiac/Sevylor line. They may be either produced in developing countries by unskilled labor, or marketed by companies who are unaware of the importance of profit margins. They will be glad to see your dollar today but may be unwilling or unable to fix a problem later, or supply that much needed spare part.


Boating, Sailing And Marine Stories

2007/2008 Clipper Round the World Yacht Race

Fri, 16 Nov 2007 18:26:52 +0200
"Durban 2010 and Beyond" Wins 1st Leg - Durban 2010 and Beyond has won the second race of the Clipper 07-08 Round the World Yacht Race from La Rochelle to Salvador da Bahia. Crossing the finish line at 15:45 UTC the South African team have gained the maximum 10 points by winning the first ocean crossing and the result has moved them to the top of the overall leader board from their fifth place position at the end of Race 1.

Latest race updates ....

Hunter Class - South Africa - Official Website

8 Feb 2008 07:00:03 +0200
Hunter Boats was started in 1969, with the first "famous" boat being the NATIONAL SQUIB, designed and finished by Oliver Lee, and moulded by the Essex Boat Company. The Squib has gone on to reach national status with more than 800 on the water. In 1970, a chap named Michael Poland requested that the builder design a "lid" for the Squib, to enable him to sail it across the English Channel. As Poland's other favourite past-time was hunting, the boat was named the HUNTER 19! Oliver also designed a Squib with a lifting keel, called a TRACER, and then redesigned the Hunter 19 naming the new boat the EUROPA.

Storm Management for Ocean Cruisers

Thu, 3 Jan 2008 12:49:34 +0200
At the 32nd Annual Seven Seas Cruising Association Convention in Melbourne, Florida, I presented a short discussion on STORM MANAGEMENT FOR CRUISERS. I have now uploaded the talk on my website so that fellow sailors can learn more about storm management from an experienced cruiser's perspective.

Full discussion ....

Sailing through the Panama Canal - lessons learned.

Sat, 23 Jun 2007 17:55:05 +0200
We had heard a bunch of horror stories about sailing a yacht through the Panama Canal, but we just went across last week and had no problems. If you are doing the transit from North to South (Caribbean to Pacific), here are some tips:

Full discussion .....

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